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AML/CFT — Accountants & bookkeepers

AML/CFT for accountants and bookkeepers — from someone who files one too

Accounting and bookkeeping practices are DIA-supervised the moment they do captured work — forming companies and trusts, acting as registered office, handling client funds, managing transactions. You spend the year keeping clients compliant; your own AML file is the one that slips. Ten minutes gets your annual report answers formatted for AML Online, plus a scorecard on your own documents.

Get my answers free →See a sample pack

No sign-up to see your results. Your answers stay in your browser unless you email yourself a copy.

AML solutions developed and led by a Chartered Accountant with 20+ years of experience across public practice, business operations, audit, and government sectors.

Where firms come unstuck

Where practices come unstuck

The cobbler's children problem
The practice that never misses a client deadline files its own annual report on 30 August from memory. The tool turns it into a ten-minute job with a working paper behind every answer — the way you'd want a client to do it.
TCSP services hiding in ordinary work
Company formations, registered office addresses, trustee roles, client bank accounts — ordinary practice services that are all captured activities with their own banded questions in the report. The tool walks through each one so nothing is missed or over-declared.
A template risk assessment from 2019
Since 19 May 2026 your risk assessment must incorporate the National Risk Assessment 2024. A generic document from years ago fails s.58 in exactly the way DIA has warned about — and you know better than anyone what a reviewer thinks of boilerplate.
Where to start

Start free. Upgrade only if something's red.

The free tool gives you your answers and a scorecard in about ten minutes. If it flags gaps, the NZ$595 Compliance Pack rebuilds your risk assessment and programme for your practice, with a year of support — or the NZ$249 Report Pack just gets this year's report filed properly.

How every paid pack works:1 · Answer plain-English questions about your firm2 · Your documents are generated from those answers3 · A person reads every pack before it goes out4 · Delivered within one working day — yours to review and approve, with email support after
Start here
Annual report tool
Free
→Plain-English questions, about 10 minutes
→Your AML Online answers, formatted and ready to type in
→Compliance scorecard — risk assessment, programme, audit clock, CDD triggers
→No sign-up to see results
File with confidence
Report Pack
NZ$249
one-off
Enough on its own to get your annual report filed properly — the upgrades are optional, not required.
→Everything in the free tool
→Full working paper — the evidence and reasoning behind every answer, filed with your records for your next audit
→Click-by-click AML Online filing walkthrough
→Deadline reminders this window + next year's calendar
→Email support while you file
Most popular
Fix the documents
Compliance Pack
NZ$595
one-off
Everything in the Report Pack, plus:
→s.58 risk assessment & s.57 programme written for your firm from your answers — not a template
→Annual report answers + CDD register, and your compliance calendar (.ics)
→Live compliance workbook (Excel) — CDD, training, findings, EDD, SAR and vetting registers with your entries already filled in, plus a compliance-officer checklist of your year
→Working-tools guide — new-customer step-by-step, red-flags desk card, training refresher, goAML walkthrough — plus CDD request letter and beneficial-ownership declaration templates
→12 months of email support and regulatory-change alerts for your sector
Done with you
With a chartered accountant
NZ$995
then NZ$495/yr or NZ$49.95/mo
Everything in the Compliance Pack, plus:
→Documents reviewed and finalised with you in a working session
→This year's annual report prepared and filed together
→Priority support line
→50% to begin, 50% on your approval — nothing filed before you've confirmed it
See before you buy
A complete sample pack for a fictional real estate agency — every document exactly as you'd receive it, working tools included. The pack also ships a live Excel workbook and letter templates, which aren't shown there.
View the sample pack →
Elsewhere in AML/CFT
All plans and FAQ →For real estate agencies →For law firms & conveyancers →

Find out where you stand in ten minutes

No sign-up, no card, no obligation. If the scorecard comes back green, file it yourself and get on with your year.

Get my answers free →See a sample pack

We prepare AML/CFT documents and filings for your review and approval. We don't give legal advice and we don't act as your compliance officer. Support means help using what we've prepared — it isn't legal advice. The free tool provides general information generated from your own answers. Deplexify is not affiliated with, endorsed by, or acting on behalf of the Department of Internal Affairs.

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